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The New Normal: A Strong Housing Market Expected to Continue into 2021
Most of us would have expected the housing market to suffer from circumstances like a once-in-a-hundred-years pandemic and historic inventory shortages. But, rather than a slowdown, we are continuing to experience a surprisingly robust real estate market across the country.
Market conditions like fewer available listings, changing criteria for desired homes, and record-low mortgage rates are changing the way people buy and sell homes, most likely in a lasting way. But this sustained activity, even in the uncertainty that is 2020, proves that our country still views real estate as a sound investment.
The only question now is how you can take advantage of the housing market’s “new normal.”
Inventory (e.g., number of homes for sale) is at a record low across the country. According to statistics from RBC Economics, the majority of Canada is experiencing tighter demand versus supply than the country has seen in nearly two decades.[1] At the end of September, there was just 2.6 months of inventory on a national basis. That restricts supply, which increases prices if demand remains unchanged.[2]
Fewer listings creates a housing market that is advantageous for sellers for several reasons. For one, buyers have to act fast to snap up available homes. Listings now spend about 26 days on the market.[3]
And thanks to tough competition for homes (often resulting in bidding wars between buyers), sellers are enjoying higher net returns on their listings. The average home price in September rose to a record $604,000, which translates to 17.5% more than just a year ago.[4]
People used to base their next home purchase on commute times and school districts. Now, thanks to the pandemic shifting the locus of jobs and work, they are free to consider how and where they truly want to live. The search for these criteria is driving residents out of densely populated metropolitan areas and into the suburbs, which opens more inventory possibilities than buyers could consider pre-pandemic.[5]
Now that the average five-year fixed rate is hovering around 1.99%, buyers are afforded more purchasing power. Consider this example. If a buyer can afford a $500,000 home by putting $120,000 down (25%), the monthly payment on a standard 25-year mortgage would be $2,210. Conversely, with a lower rate (say, 2.8%) that buyer can now afford a $600,000—$100,000 more purchasing power—at a cost of only $12 additional per month.[6]
Despite the seemingly adverse buyer conditions, 2020 experienced a record-breaking number of home sales, CREA reports. Existing-home sales jumped 46.5% in September. With an additional 20,000 transactions logged, it was the busiest September thus far![7]
All of the aforementioned factors indicate that the housing market is poised to remain strong as we head into the new year. And experts estimate that these conditions are likely to last well into the new year.[8]
Homes For Sale Halifax
Land For Sale
1153 Cow Bay Road, Cow Bay Ns B3g 1l4
GravelParking(s)
6Picture(s)
44.25Acre
Keller Williams Select Realty
C$4800000
Land For Sale
1153 Cow Bay Road, Cow Bay Ns B3g 1l4
GravelParking(s)
44.25Acre
Keller Williams Select Realty
S
C$4800000
Residential For Sale
98 Pig Loop Road, Chester Ns B0j 1j0
5Bedroom(s)
6Bathroom(s)
AttachedParking(s)
49Picture(s)
7,558
Engel & Volkers (Chester)
C$1699000
Residential For Sale
98 Pig Loop Road, Chester Ns B0j 1j0
5Bedroom(s)
6Bathroom(s)
AttachedParking(s)
7,558
Engel & Volkers (Chester)
J
C$1699000
Residential For Sale
98 Pig Loop Road, Chester Ns B0j 1j0
Engel & Volkers (Chester)
5Bedroom(s)
6Bathroom(s)
C$1699000
Residential For Sale
667 Shad Point Parkway, Blind Bay Ns B3z 4c1
3Bedroom(s)
2Bathroom(s)
GravelParking(s)
43Picture(s)
1,622
Sotheby's International Realty Canada
C$747000
Residential For Sale
667 Shad Point Parkway, Blind Bay Ns B3z 4c1
3Bedroom(s)
2Bathroom(s)
GravelParking(s)
1,622
Sotheby's International Realty Canada
E
C$747000
Residential For Sale
667 Shad Point Parkway, Blind Bay Ns B3z 4c1
Sotheby's International Realty Canada
3Bedroom(s)
2Bathroom(s)
C$747000
Land For Sale
Lot 6 Campbells Lane, Pictou Island Ns B0k 1j0
DirtParking(s)
5Picture(s)
5.04Acre
The Agency Real Estate Brokerage
C$49900
Land For Sale
Lot 6 Campbells Lane, Pictou Island Ns B0k 1j0
DirtParking(s)
5.04Acre
The Agency Real Estate Brokerage
D
C$49900
Land For Sale
Lot 6 Campbells Lane, Pictou Island Ns B0k 1j0
The Agency Real Estate Brokerage
C$49900
Land For Sale
Lot Highway 3, Pubnico Ns B0w 3s0
NoneParking(s)
17Picture(s)
10.40Acre
Keller Williams Select Realty (Shelburne)
C$75000
Land For Sale
Lot Highway 3, Pubnico Ns B0w 3s0
NoneParking(s)
10.40Acre
Keller Williams Select Realty (Shelburne)
D
C$75000
Land For Sale
Lot 7 Gerry Lane, Cape Forchu Ns B5a 5g7
NoneParking(s)
18Picture(s)
2.18Acre
Viewpoint Realty Services Inc. (Shelburne)
C$139900
Land For Sale
Lot 7 Gerry Lane, Cape Forchu Ns B5a 5g7
NoneParking(s)
2.18Acre
Viewpoint Realty Services Inc. (Shelburne)
B
C$139900
Land For Sale
Lot 7 Gerry Lane, Cape Forchu Ns B5a 5g7
Viewpoint Realty Services Inc. (Shelburne)
C$139900
Residential For Sale
166 Rankinville Road, Mabou Ns B0e 1x0
5Bedroom(s)
2Bathroom(s)
DetachedParking(s)
49Picture(s)
2,000
Engel & Volkers
C$1099000
Residential For Sale
166 Rankinville Road, Mabou Ns B0e 1x0
5Bedroom(s)
2Bathroom(s)
DetachedParking(s)
2,000
Engel & Volkers
I
C$1099000
Residential For Sale
166 Rankinville Road, Mabou Ns B0e 1x0
Engel & Volkers
5Bedroom(s)
2Bathroom(s)
C$1099000
Farm For Sale
166 Rankinville Road, Mabou Ns B0e 1x0
5Bedroom(s)
2Bathroom(s)
DetachedParking(s)
49Picture(s)
2,000
Engel & Volkers
C$1099000
Farm For Sale
166 Rankinville Road, Mabou Ns B0e 1x0
5Bedroom(s)
2Bathroom(s)
DetachedParking(s)
2,000
Engel & Volkers
I
C$1099000
Farm For Sale
166 Rankinville Road, Mabou Ns B0e 1x0
Engel & Volkers
5Bedroom(s)
2Bathroom(s)
C$1099000
Land For Sale
Lot 10 Western Point Lane, East Uniacke Ns B0n 1z0
NoneParking(s)
11Picture(s)
1.03Acre
Partners Global Corporate Real Estate Inc.
C$315000
Land For Sale
Lot 10 Western Point Lane, East Uniacke Ns B0n 1z0
NoneParking(s)
1.03Acre
Partners Global Corporate Real Estate Inc.
W
C$315000
Land For Sale
Lot 10 Western Point Lane, East Uniacke Ns B0n 1z0
Partners Global Corporate Real Estate Inc.
C$315000
Residential For Sale
113 Long Cove Road, Port Medway Ns B0j 2t0
3Bedroom(s)
1Bathroom(s)
DirtParking(s)
28Picture(s)
1,202
Viewpoint Realty Services Inc. (Shelburne)
C$120000
Residential For Sale
113 Long Cove Road, Port Medway Ns B0j 2t0
3Bedroom(s)
1Bathroom(s)
DirtParking(s)
1,202
Viewpoint Realty Services Inc. (Shelburne)
W
C$120000
Residential For Sale
113 Long Cove Road, Port Medway Ns B0j 2t0
Viewpoint Realty Services Inc. (Shelburne)
3Bedroom(s)
1Bathroom(s)
C$120000
Land For Sale
0 Nebooktook Walk, Clam Bay Ns B0j 2l0
NoneParking(s)
39Picture(s)
99Acre
Engel & Volkers
C$450000
C$450000
Land For Sale
2-0 Nebooktook Walk, Clam Bay Ns B0j 2l0
NoneParking(s)
37Picture(s)
196.45Acre
Engel & Volkers
C$450000
C$450000
Land For Sale
Rr-1 Nebooktook Walk, Clam Bay Ns B0j 2l0
NoneParking(s)
38Picture(s)
158.41Acre
Engel & Volkers
C$160000
C$160000
Residential For Sale
6786 Prospect Road, West Dover Ns B3z 3t2
3Bedroom(s)
2Bathroom(s)
GravelParking(s)
46Picture(s)
2,165
EXP Realty of Canada Inc.
C$665000
Residential For Sale
6786 Prospect Road, West Dover Ns B3z 3t2
3Bedroom(s)
2Bathroom(s)
GravelParking(s)
2,165
EXP Realty of Canada Inc.
N
C$665000
Residential For Sale
6786 Prospect Road, West Dover Ns B3z 3t2
EXP Realty of Canada Inc.
3Bedroom(s)
2Bathroom(s)
C$665000
Land For Sale
Acerage Portion Of Pid 55254841, Highbury Ns B4n 0k2
NoneParking(s)
3Picture(s)
29Acre
Keller Williams Select Realty (Kentville)
C$399900
Land For Sale
Acerage Portion Of Pid 55254841, Highbury Ns B4n 0k2
NoneParking(s)
29Acre
Keller Williams Select Realty (Kentville)
L
C$399900
Land For Sale
Acerage Portion Of Pid 55254841, Highbury Ns B4n 0k2
Keller Williams Select Realty (Kentville)
C$399900
Land For Sale
Lot B Elizabeth Drive, Highbury Ns B4n 0k2
NoneParking(s)
2Picture(s)
0.30Acre
Keller Williams Select Realty (Kentville)
C$49900
Land For Sale
Lot B Elizabeth Drive, Highbury Ns B4n 0k2
NoneParking(s)
0.30Acre
Keller Williams Select Realty (Kentville)
P
C$49900
Land For Sale
Lot B Elizabeth Drive, Highbury Ns B4n 0k2
Keller Williams Select Realty (Kentville)
C$49900
Land For Sale
Lot 1b-3b Cow Bay Road, Cow Bay Ns B3g 1l4
DirtParking(s)
5Picture(s)
2.51Acre
Keller Williams Select Realty
C$579000
Land For Sale
Lot 1b-3b Cow Bay Road, Cow Bay Ns B3g 1l4
DirtParking(s)
2.51Acre
Keller Williams Select Realty
A
C$579000
Land For Sale
3229 Malagash Road Lot 3, Malagash Centre Ns B0k 1e0
NoneParking(s)
13Picture(s)
130Acre
Viewpoint Realty Services Inc. (Pictou)
C$195000
Land For Sale
3229 Malagash Road Lot 3, Malagash Centre Ns B0k 1e0
NoneParking(s)
130Acre
Viewpoint Realty Services Inc. (Pictou)
W
C$195000
Land For Sale
3229 Malagash Road Lot 3, Malagash Centre Ns B0k 1e0
Viewpoint Realty Services Inc. (Pictou)
C$195000
Land For Sale
East Jeddore Road, East Jeddore Ns B0j 1y0
NoneParking(s)
6Picture(s)
9.71Acre
Red Door Realty
C$319900
C$319900
Residential For Sale
688 Mason Beach Road, First South Ns B0j 2c0
8Bedroom(s)
1Bathroom(s)
GravelParking(s)
29Picture(s)
2,626
EXIT Realty Inter Lake
C$995000
Residential For Sale
688 Mason Beach Road, First South Ns B0j 2c0
8Bedroom(s)
1Bathroom(s)
GravelParking(s)
2,626
EXIT Realty Inter Lake
W
C$995000
Residential For Sale
688 Mason Beach Road, First South Ns B0j 2c0
EXIT Realty Inter Lake
8Bedroom(s)
1Bathroom(s)
C$995000
Residential For Sale
539 Northside River Bourgeois Road, River Bourgeois Ns B0e 2x0
4Bedroom(s)
No GarageParking(s)
12Picture(s)
560
Cape Breton Realty
C$129900
Residential For Sale
539 Northside River Bourgeois Road, River Bourgeois Ns B0e 2x0
4Bedroom(s)
No GarageParking(s)
560
Cape Breton Realty
B
C$129900
Residential For Sale
539 Northside River Bourgeois Road, River Bourgeois Ns B0e 2x0
Cape Breton Realty
4Bedroom(s)
C$129900
Land For Sale
Lot Harrigan Cove No 7 Highway, Harrigan Cove Ns B0j 2k0
NoneParking(s)
44Picture(s)
61.58Acre
Royal LePage Atlantic
C$414900
Land For Sale
Lot Harrigan Cove No 7 Highway, Harrigan Cove Ns B0j 2k0
NoneParking(s)
61.58Acre
Royal LePage Atlantic
A
C$414900
Land For Sale
Lot Harrigan Cove No 7 Highway, Harrigan Cove Ns B0j 2k0
Royal LePage Atlantic
C$414900
Land For Sale
Fort Road Lot 6, Gunning Cove Ns B0t 1w0
NoneParking(s)
2Picture(s)
1.01Acre
RE/MAX Banner Real Estate (Bridgewater)
C$29500
Land For Sale
Fort Road Lot 6, Gunning Cove Ns B0t 1w0
NoneParking(s)
1.01Acre
RE/MAX Banner Real Estate (Bridgewater)
W
C$29500
Land For Sale
Fort Road Lot 6, Gunning Cove Ns B0t 1w0
RE/MAX Banner Real Estate (Bridgewater)
C$29500
Land For Sale
East River East Side Road, Glencoe Ns B0e 2w0
OtherParking(s)
10Picture(s)
100Acre
Royal LePage Atlantic(Stellarton)
C$175000
Land For Sale
East River East Side Road, Glencoe Ns B0e 2w0
OtherParking(s)
100Acre
Royal LePage Atlantic(Stellarton)
1
C$175000
Land For Sale
East River East Side Road, Glencoe Ns B0e 2w0
Royal LePage Atlantic(Stellarton)
C$175000
Land For Sale
Lot Highway 3, Simms Settlement Ns B0j 1t0
NoneParking(s)
14Picture(s)
2.51Acre
Royal LePage Atlantic
C$124900
Land For Sale
Lot Highway 3, Simms Settlement Ns B0j 1t0
NoneParking(s)
2.51Acre
Royal LePage Atlantic
T
C$124900
Land For Sale
Chemin Des Ben Lot 2, Sluice Point Ns B0w 3m0
NoneParking(s)
2Picture(s)
8.97Acre
Engel & Volkers (Yarmouth)
C$49000
Land For Sale
Chemin Des Ben Lot 2, Sluice Point Ns B0w 3m0
NoneParking(s)
8.97Acre
Engel & Volkers (Yarmouth)
W
C$49000
Residential For Sale
52 Park Street, Yarmouth Ns B5a 2a8
4Bedroom(s)
2Bathroom(s)
DetachedParking(s)
37Picture(s)
2,576
The Real Estate Store
C$494900
Residential For Sale
52 Park Street, Yarmouth Ns B5a 2a8
4Bedroom(s)
2Bathroom(s)
DetachedParking(s)
2,576
The Real Estate Store
I
C$494900
Residential For Sale
52 Park Street, Yarmouth Ns B5a 2a8
The Real Estate Store
4Bedroom(s)
2Bathroom(s)
C$494900
Residential For Sale
27 Perry Crescent, Stewiacke Ns B0n 2j0
2Bedroom(s)
2Bathroom(s)
SingleParking(s)
36Picture(s)
928
BORDEN REAL ESTATE LIMITED - A586
C$399800
Residential For Sale
27 Perry Crescent, Stewiacke Ns B0n 2j0
2Bedroom(s)
2Bathroom(s)
SingleParking(s)
928
BORDEN REAL ESTATE LIMITED - A586
H
C$399800
Residential For Sale
27 Perry Crescent, Stewiacke Ns B0n 2j0
BORDEN REAL ESTATE LIMITED - A586
2Bedroom(s)
2Bathroom(s)
C$399800
Residential For Sale
2132 Sandy Point Road, Lower Sandy Point Ns B0t 1w0
3Bedroom(s)
2Bathroom(s)
DoubleParking(s)
29Picture(s)
1,320
RE/MAX Banner Real Estate (Bridgewater)
C$349500
Residential For Sale
2132 Sandy Point Road, Lower Sandy Point Ns B0t 1w0
3Bedroom(s)
2Bathroom(s)
DoubleParking(s)
1,320
RE/MAX Banner Real Estate (Bridgewater)
L
C$349500
Residential For Sale
2132 Sandy Point Road, Lower Sandy Point Ns B0t 1w0
RE/MAX Banner Real Estate (Bridgewater)
3Bedroom(s)
2Bathroom(s)
C$349500
Residential For Sale
49 Troutwater Terrace, Portuguese Cove Ns B3v 0e4
3Bedroom(s)
2Bathroom(s)
AttachedParking(s)
40Picture(s)
2,677
Royal LePage Atlantic
C$837000
Residential For Sale
49 Troutwater Terrace, Portuguese Cove Ns B3v 0e4
3Bedroom(s)
2Bathroom(s)
AttachedParking(s)
2,677
Royal LePage Atlantic
T
C$837000
Residential For Sale
49 Troutwater Terrace, Portuguese Cove Ns B3v 0e4
Royal LePage Atlantic
3Bedroom(s)
2Bathroom(s)
C$837000
Land For Sale
Red Island, East Chezzetcook Ns B0j 1n0
NoneParking(s)
14Picture(s)
7.80Acre
Century 21 Trident Realty Ltd.
C$79900
Land For Sale
Red Island, East Chezzetcook Ns B0j 1n0
NoneParking(s)
7.80Acre
Century 21 Trident Realty Ltd.
A
C$79900
Commercial Sale For Sale
308 Philpott Street, Port Hawkesbury Ns B9a 2b8
DrivewayParking(s)
10Picture(s)
5,900
RE/MAX Park Place Inc. (Port Hawkesbury)
C$760000
Commercial Sale For Sale
308 Philpott Street, Port Hawkesbury Ns B9a 2b8
DrivewayParking(s)
5,900
RE/MAX Park Place Inc. (Port Hawkesbury)
W
C$760000
Commercial Sale For Sale
308 Philpott Street, Port Hawkesbury Ns B9a 2b8
RE/MAX Park Place Inc. (Port Hawkesbury)
C$760000
Land For Sale
Old Country Road Lot 15, Baddeck Inlet Ns B0e 1b0
OtherParking(s)
2Picture(s)
2.68Acre
Re/Max Park Place Inc. (Antigonish)
C$70000
Land For Sale
Old Country Road Lot 15, Baddeck Inlet Ns B0e 1b0
OtherParking(s)
2.68Acre
Re/Max Park Place Inc. (Antigonish)
C
C$70000
Land For Sale
Old Country Road Lot 15, Baddeck Inlet Ns B0e 1b0
Re/Max Park Place Inc. (Antigonish)
C$70000
Residential For Sale
8378 Highway 1, Meteghan Ns B0w 2j0
5Bedroom(s)
1Bathroom(s)
GravelParking(s)
46Picture(s)
1,191
RE/MAX Banner Real Estate
C$124500
Residential For Sale
8378 Highway 1, Meteghan Ns B0w 2j0
5Bedroom(s)
1Bathroom(s)
GravelParking(s)
1,191
RE/MAX Banner Real Estate
A
C$124500
Residential For Sale
8378 Highway 1, Meteghan Ns B0w 2j0
RE/MAX Banner Real Estate
5Bedroom(s)
1Bathroom(s)
C$124500
Land For Sale
Boutilier Branch Road Lot 17, Kemptville Ns B5a 5p3
GravelParking(s)
41Picture(s)
4.72Acre
Engel & Volkers (Yarmouth)
C$79000
Land For Sale
Boutilier Branch Road Lot 17, Kemptville Ns B5a 5p3
GravelParking(s)
4.72Acre
Engel & Volkers (Yarmouth)
D
C$79000
Land For Sale
Boutilier Branch Road Lot 17, Kemptville Ns B5a 5p3
Engel & Volkers (Yarmouth)
C$79000
Residential For Sale
6950 Highway16, Halfway Cove Ns B0h 1n0
3Bedroom(s)
3Bathroom(s)
GravelParking(s)
42Picture(s)
2,976
Del Mar Realty Inc.
C$1350000
Residential For Sale
6950 Highway16, Halfway Cove Ns B0h 1n0
3Bedroom(s)
3Bathroom(s)
GravelParking(s)
2,976
Del Mar Realty Inc.
O
C$1350000
Residential For Sale
6950 Highway16, Halfway Cove Ns B0h 1n0
Del Mar Realty Inc.
3Bedroom(s)
3Bathroom(s)
C$1350000
Land For Sale
Lot Small Gains Road Ne, Arcadia Ns B5a 5j8
DirtParking(s)
25Picture(s)
101Acre
Easy List Realty Ltd.
C$129000
Land For Sale
Lot Small Gains Road Ne, Arcadia Ns B5a 5j8
DirtParking(s)
101Acre
Easy List Realty Ltd.
F
C$129000
Land For Sale
No # Birchwood Drive, Sydney Mines Ns B1v 2z5
NoneParking(s)
1Picture(s)
0.17Acre
RE/MAX Park Place Inc.
C$18000
Land For Sale
No # Birchwood Drive, Sydney Mines Ns B1v 2z5
NoneParking(s)
0.17Acre
RE/MAX Park Place Inc.
G
C$18000
Commercial Sale For Sale
9220 Highway 7, Head Of Jeddore Ns B0j 1p0
DrivewayParking(s)
32Picture(s)
2,958
Royal LePage Anchor Realty
C$945000
Commercial Sale For Sale
9220 Highway 7, Head Of Jeddore Ns B0j 1p0
DrivewayParking(s)
2,958
Royal LePage Anchor Realty
H
C$945000
Commercial Sale For Sale
9220 Highway 7, Head Of Jeddore Ns B0j 1p0
Royal LePage Anchor Realty
C$945000
Land For Sale
Wharf Road, Noel Ns B0n 2c0
SingleParking(s)
11Picture(s)
10Acre
Royal LePage Atlantic (Enfield)
C$79900
C$79900
Residential For Sale
112 Lynchs River Road, St. Peter's Ns B0e 3b0
3Bedroom(s)
1Bathroom(s)
DetachedParking(s)
50Picture(s)
1,100
Harvey Realties Limited (St.Peters)
C$239000
Residential For Sale
112 Lynchs River Road, St. Peter's Ns B0e 3b0
3Bedroom(s)
1Bathroom(s)
DetachedParking(s)
1,100
Harvey Realties Limited (St.Peters)
E
C$239000
Residential For Sale
112 Lynchs River Road, St. Peter's Ns B0e 3b0
Harvey Realties Limited (St.Peters)
3Bedroom(s)
1Bathroom(s)
C$239000
Residential For Sale
70 Cn Road, Shubenacadie Ns B0n 2h0
3Bedroom(s)
3Bathroom(s)
AttachedParking(s)
30Picture(s)
2,281
RE/MAX Nova
C$559900
Residential For Sale
70 Cn Road, Shubenacadie Ns B0n 2h0
3Bedroom(s)
3Bathroom(s)
AttachedParking(s)
2,281
RE/MAX Nova
B
C$559900
Residential For Sale
70 Cn Road, Shubenacadie Ns B0n 2h0
RE/MAX Nova
3Bedroom(s)
3Bathroom(s)
C$559900
Land For Sale
Highway 340, Pleasant Valley Ns B5a 5p1
NoneParking(s)
7Picture(s)
4.69Acre
RE/MAX Banner Real Estate(Yarmouth)
C$42500
Land For Sale
Highway 340, Pleasant Valley Ns B5a 5p1
NoneParking(s)
4.69Acre
RE/MAX Banner Real Estate(Yarmouth)
F
C$42500
Land For Sale
Lot 4 West Side Ainslie Glen Road, West Lake Ainslie Ns B0e 3m0
GravelParking(s)
10Picture(s)
27.25Acre
Engel & Volkers
C$27000
Land For Sale
Lot 4 West Side Ainslie Glen Road, West Lake Ainslie Ns B0e 3m0
GravelParking(s)
27.25Acre
Engel & Volkers
T
C$27000
Land For Sale
Lot 4 West Side Ainslie Glen Road, West Lake Ainslie Ns B0e 3m0
Engel & Volkers
C$27000
Land For Sale
24.2 Lots Hansford Road, Victoria Ns B0m 1p0
NoneParking(s)
44Picture(s)
4.60Acre
Viewpoint Realty Services Inc.
C$69900
Land For Sale
24.2 Lots Hansford Road, Victoria Ns B0m 1p0
NoneParking(s)
4.60Acre
Viewpoint Realty Services Inc.
L
C$69900
Land For Sale
24.3 Lots Hansford Road, Victoria Ns B0m 1p0
NoneParking(s)
44Picture(s)
5.30Acre
Viewpoint Realty Services Inc.
C$69900
Land For Sale
24.3 Lots Hansford Road, Victoria Ns B0m 1p0
NoneParking(s)
5.30Acre
Viewpoint Realty Services Inc.
L
C$69900
Land For Sale
Lot 49 Lucas Lane Road, Cleveland Ns B0e 1j0
NoneParking(s)
6Picture(s)
2.58Acre
Cape Breton Realty
C$23000
Land For Sale
Lot 49 Lucas Lane Road, Cleveland Ns B0e 1j0
NoneParking(s)
2.58Acre
Cape Breton Realty
I
C$23000
Land For Sale
Chemin Du Lac Road, Grand Étang Ns B0e 1h0
NoneParking(s)
19Picture(s)
15Acre
Cape Breton Realty (Port Hawkesbury)
C$125000
Land For Sale
Chemin Du Lac Road, Grand Étang Ns B0e 1h0
NoneParking(s)
15Acre
Cape Breton Realty (Port Hawkesbury)
E
C$125000
Land For Sale
Chemin Du Lac Road, Grand Étang Ns B0e 1h0
Cape Breton Realty (Port Hawkesbury)
C$125000
Land For Sale
Lot A-11 Narrows Road, Lake Egmont Ns B0n 1y0
GravelParking(s)
2Picture(s)
1.57Acre
Sutton Group Professional Realty
C$89900
Land For Sale
Lot A-11 Narrows Road, Lake Egmont Ns B0n 1y0
GravelParking(s)
1.57Acre
Sutton Group Professional Realty
L
C$89900
Land For Sale
Lot A-11 Narrows Road, Lake Egmont Ns B0n 1y0
Sutton Group Professional Realty
C$89900
Land For Sale
Lot A-10 Narrows Road, Lake Egmont Ns B0n 1y0
NoneParking(s)
3Picture(s)
2.09Acre
Sutton Group Professional Realty
C$89900
Land For Sale
Lot A-10 Narrows Road, Lake Egmont Ns B0n 1y0
NoneParking(s)
2.09Acre
Sutton Group Professional Realty
L
C$89900
Land For Sale
Lot A-10 Narrows Road, Lake Egmont Ns B0n 1y0
Sutton Group Professional Realty
C$89900
Land For Sale
Lot A-8 Narrows Road, Lake Egmont Ns B0n 1y0
NoneParking(s)
1Picture(s)
1.71Acre
Sutton Group Professional Realty
C$44900
Land For Sale
Lot A-8 Narrows Road, Lake Egmont Ns B0n 1y0
NoneParking(s)
1.71Acre
Sutton Group Professional Realty
L
C$44900
Land For Sale
Lot A-9 Narrows Road, Lake Egmont Ns B0n 1y0
NoneParking(s)
1Picture(s)
1.28Acre
Sutton Group Professional Realty
C$44900
Land For Sale
Lot A-9 Narrows Road, Lake Egmont Ns B0n 1y0
NoneParking(s)
1.28Acre
Sutton Group Professional Realty
L
C$44900
Land For Sale
Lot 8 #4 Highway (lower River Road) Road, Cleveland Ns B0e 1j0
GravelParking(s)
10Picture(s)
2.45Acre
Cape Breton Realty
C$59000
Land For Sale
Lot 8 #4 Highway (lower River Road) Road, Cleveland Ns B0e 1j0
GravelParking(s)
2.45Acre
Cape Breton Realty
P
C$59000
Land For Sale
Lot 8 #4 Highway (lower River Road) Road, Cleveland Ns B0e 1j0
Cape Breton Realty
C$59000
Commercial Sale For Sale
234 Water Street, Windsor Ns B0n 2t0
GuestParking(s)
34Picture(s)
3,500
Keller Williams Select Realty (Branch)
C$0
Commercial Sale For Sale
234 Water Street, Windsor Ns B0n 2t0
GuestParking(s)
3,500
Keller Williams Select Realty (Branch)
G
C$0
Commercial Sale For Sale
234 Water Street, Windsor Ns B0n 2t0
Keller Williams Select Realty (Branch)
C$0
Land For Sale
Lot 9 Stillwoods Lane, Stillwater Lake Ns B3z 1h7
OtherParking(s)
8Picture(s)
3.53Acre
Keller Williams Select Realty
C$300000
Land For Sale
Lot 9 Stillwoods Lane, Stillwater Lake Ns B3z 1h7
OtherParking(s)
3.53Acre
Keller Williams Select Realty
N
C$300000
Land For Sale
Lot 9 Stillwoods Lane, Stillwater Lake Ns B3z 1h7
Keller Williams Select Realty
C$300000
Land For Sale
Lot 2bcde Foot Of Mountain Road, Cheticamp, Inverness County Ns B0e 1h0
NoneParking(s)
11Picture(s)
3.47Acre
Red Door Realty
C$99900
Land For Sale
Lot 2bcde Foot Of Mountain Road, Cheticamp, Inverness County Ns B0e 1h0
NoneParking(s)
3.47Acre
Red Door Realty
T
C$99900
Land For Sale
Lot 2bcde Foot Of Mountain Road, Cheticamp, Inverness County Ns B0e 1h0
Red Door Realty
C$99900
Residential For Sale
1756 East Chezzetcook Road, Lower East Chezzetcook Ns B0j 1n0
1Bathroom(s)
GravelParking(s)
36Picture(s)
391
Royal LePage Atlantic (Dartmouth)
C$110000
Residential For Sale
1756 East Chezzetcook Road, Lower East Chezzetcook Ns B0j 1n0
1Bathroom(s)
GravelParking(s)
391
Royal LePage Atlantic (Dartmouth)
W
C$110000
Residential For Sale
1756 East Chezzetcook Road, Lower East Chezzetcook Ns B0j 1n0
Royal LePage Atlantic (Dartmouth)
1Bathroom(s)
C$110000
Land For Sale
2021-7 Morningview Lane, Catalone Gut Ns B1c 2b4
NoneParking(s)
16Picture(s)
2.27Acre
Viewpoint Realty Services Inc. (Sydney)
C$62400
Land For Sale
2021-7 Morningview Lane, Catalone Gut Ns B1c 2b4
NoneParking(s)
2.27Acre
Viewpoint Realty Services Inc. (Sydney)
L
C$62400
Land For Sale
2021-7 Morningview Lane, Catalone Gut Ns B1c 2b4
Viewpoint Realty Services Inc. (Sydney)
C$62400
Land For Sale
Lot Highway 344, Hadleyville Ns B0e 2g0
NoneParking(s)
4Picture(s)
142.10Acre
Royal Lepage Atlantic (Mahone Bay)
C$211000
Land For Sale
Lot Highway 344, Hadleyville Ns B0e 2g0
NoneParking(s)
142.10Acre
Royal Lepage Atlantic (Mahone Bay)
T
C$211000
Residential For Sale
Quail Ridge Lot 565, Beaver Bank Ns B4g 0g8
3Bedroom(s)
3Bathroom(s)
DoubleParking(s)
8Picture(s)
2,263
RE/MAX Nova
C$750900
Residential For Sale
Quail Ridge Lot 565, Beaver Bank Ns B4g 0g8
3Bedroom(s)
3Bathroom(s)
DoubleParking(s)
2,263
RE/MAX Nova
M
C$750900
Residential For Sale
Quail Ridge Lot 565, Beaver Bank Ns B4g 0g8
RE/MAX Nova
3Bedroom(s)
3Bathroom(s)
C$750900
Land For Sale
Lot A-7 Narrows Road, Lake Egmont Ns B0n 1y0
NoneParking(s)
1Picture(s)
1.82Acre
Sutton Group Professional Realty
C$44900
Land For Sale
Lot A-7 Narrows Road, Lake Egmont Ns B0n 1y0
NoneParking(s)
1.82Acre
Sutton Group Professional Realty
L
C$44900
Land For Sale
Lot A-6 Narrows Road, Lake Egmont Ns B0n 1y0
NoneParking(s)
1Picture(s)
1.79Acre
Sutton Group Professional Realty
C$44900
Land For Sale
Lot A-6 Narrows Road, Lake Egmont Ns B0n 1y0
NoneParking(s)
1.79Acre
Sutton Group Professional Realty
L
C$44900
Residential Income For Sale
436 Purves Street, North Sydney Ns B2a 1c9
3Bedroom(s)
GravelParking(s)
17Picture(s)
0.21Acre
INNOVATIVE REAL ESTATE LTD - A507
C$389000
Residential Income For Sale
436 Purves Street, North Sydney Ns B2a 1c9
3Bedroom(s)
GravelParking(s)
0.21Acre
INNOVATIVE REAL ESTATE LTD - A507
E
C$389000
Residential Income For Sale
436 Purves Street, North Sydney Ns B2a 1c9
INNOVATIVE REAL ESTATE LTD - A507
3Bedroom(s)
C$389000
Land For Sale
Lot 3 Old Road Hill, Sherbrooke Ns B0j 3c0
NoneParking(s)
16Picture(s)
56Acre
Royal LePage Atlantic
C$179000
Land For Sale
Lot 3 Old Road Hill, Sherbrooke Ns B0j 3c0
NoneParking(s)
56Acre
Royal LePage Atlantic
A
C$179000
Land For Sale
Lot 2 Old Road Hill, Sherbrooke Ns B0j 3c0
NoneParking(s)
7Picture(s)
12Acre
Royal LePage Atlantic
C$34000
Land For Sale
Lot 2 Old Road Hill, Sherbrooke Ns B0j 3c0
NoneParking(s)
12Acre
Royal LePage Atlantic
A
C$34000
Land For Sale
Lot 1 Old Road Hill, Sherbrooke Ns B0j 3c0
NoneParking(s)
6Picture(s)
25Acre
Royal LePage Atlantic
C$55000
Land For Sale
Lot 1 Old Road Hill, Sherbrooke Ns B0j 3c0
NoneParking(s)
25Acre
Royal LePage Atlantic
A
C$55000
Residential For Sale
Lot 549 Quail Ridge, Beaver Bank Ns B4g 0g8
3Bedroom(s)
3Bathroom(s)
GravelParking(s)
9Picture(s)
1,792
RE/MAX Nova
C$655900
Residential For Sale
Lot 549 Quail Ridge, Beaver Bank Ns B4g 0g8
3Bedroom(s)
3Bathroom(s)
GravelParking(s)
1,792
RE/MAX Nova
M
C$655900
Residential For Sale
Lot 549 Quail Ridge, Beaver Bank Ns B4g 0g8
RE/MAX Nova
3Bedroom(s)
3Bathroom(s)
C$655900
Land For Sale
Lighthouse Road, Bay View Ns B0v 1a0
NoneParking(s)
5Picture(s)
19.60Acre
Engel & Volkers (Annapolis Royal)
C$79500
Land For Sale
Lighthouse Road, Bay View Ns B0v 1a0
NoneParking(s)
19.60Acre
Engel & Volkers (Annapolis Royal)
N
C$79500
Land For Sale
Lots Charles Crosby Drive, Yarmouth Ns B5a 2k9
NoneParking(s)
9Picture(s)
34.25Acre
Modern Realty
C$299900
Land For Sale
Lots Charles Crosby Drive, Yarmouth Ns B5a 2k9
NoneParking(s)
34.25Acre
Modern Realty
R
C$299900
Land For Sale
Pleasant Street, Yarmouth Ns B5a 2k9
NoneParking(s)
6Picture(s)
4.60Acre
Modern Realty
C$275000
C$275000
Land For Sale
15 Ford Avenue, Yarmouth Ns B5a 2m3
NoneParking(s)
5Picture(s)
7Acre
Modern Realty
C$99900
C$99900
Residential For Sale
10327 Starrs Road, Arcadia Ns B0w 1b0
4Bedroom(s)
2Bathroom(s)
GravelParking(s)
31Picture(s)
1,500
Modern Realty
C$299900
Residential For Sale
10327 Starrs Road, Arcadia Ns B0w 1b0
4Bedroom(s)
2Bathroom(s)
GravelParking(s)
1,500
Modern Realty
T
C$299900
Residential For Sale
10327 Starrs Road, Arcadia Ns B0w 1b0
Modern Realty
4Bedroom(s)
2Bathroom(s)
C$299900
Residential For Sale
355 Pleasant Street, Yarmouth Ns B5a 2k9
2Bedroom(s)
3Bathroom(s)
AttachedParking(s)
31Picture(s)
1,681
Modern Realty
C$599900
Residential For Sale
355 Pleasant Street, Yarmouth Ns B5a 2k9
2Bedroom(s)
3Bathroom(s)
AttachedParking(s)
1,681
Modern Realty
G
C$599900
Residential For Sale
355 Pleasant Street, Yarmouth Ns B5a 2k9
Modern Realty
2Bedroom(s)
3Bathroom(s)
C$599900
Land For Sale
East Berlin Road, East Berlin Ns B0j 2t0
SingleParking(s)
17Picture(s)
2.82Acre
EXIT Realty Inter Lake
C$99900
Land For Sale
East Berlin Road, East Berlin Ns B0j 2t0
SingleParking(s)
2.82Acre
EXIT Realty Inter Lake
C
C$99900
Residential For Sale
335 Danvers Road, Danvers Ns B0w 3t0
4Bedroom(s)
3Bathroom(s)
SingleParking(s)
43Picture(s)
3,000
Exit Realty Town & Country
C$349000
Residential For Sale
335 Danvers Road, Danvers Ns B0w 3t0
4Bedroom(s)
3Bathroom(s)
SingleParking(s)
3,000
Exit Realty Town & Country
H
C$349000
Residential For Sale
335 Danvers Road, Danvers Ns B0w 3t0
Exit Realty Town & Country
4Bedroom(s)
3Bathroom(s)
C$349000
Land For Sale
15 Sesip Noodak Way Lot 167, Clam Bay Ns B0j 2l0
NoneParking(s)
15Picture(s)
2.61Acre
Engel & Volkers
C$33000
Land For Sale
15 Sesip Noodak Way Lot 167, Clam Bay Ns B0j 2l0
NoneParking(s)
2.61Acre
Engel & Volkers
W
C$33000
Land For Sale
19 Sesip Noodak Way Lot 166, Clam Bay Ns B0j 2l0
NoneParking(s)
15Picture(s)
2.43Acre
Engel & Volkers
C$33000
Land For Sale
19 Sesip Noodak Way Lot 166, Clam Bay Ns B0j 2l0
NoneParking(s)
2.43Acre
Engel & Volkers
W
C$33000
Land For Sale
Sesip Noodak Way Lot 163, Clam Bay Ns B0j 2l0
NoneParking(s)
15Picture(s)
2.69Acre
Engel & Volkers
C$33000
Land For Sale
Sesip Noodak Way Lot 163, Clam Bay Ns B0j 2l0
NoneParking(s)
2.69Acre
Engel & Volkers
W
C$33000
Land For Sale
28 Sesip Noodak Way Lot 162, Clam Bay Ns B0j 2l0
NoneParking(s)
15Picture(s)
3.46Acre
Engel & Volkers
C$36000
Land For Sale
28 Sesip Noodak Way Lot 162, Clam Bay Ns B0j 2l0
NoneParking(s)
3.46Acre
Engel & Volkers
W
C$36000
Land For Sale
12 Sesip Noodak Way Lot 159, Clam Bay Ns B0j 2l0
NoneParking(s)
15Picture(s)
3.36Acre
Engel & Volkers
C$36000
Land For Sale
12 Sesip Noodak Way Lot 159, Clam Bay Ns B0j 2l0
NoneParking(s)
3.36Acre
Engel & Volkers
W
C$36000
Commercial Sale For Sale
4616 Highway 1, Weymouth Ns B0w 3t0
GuestParking(s)
50Picture(s)
6,630
Engel & Volkers (Yarmouth)
C$475000
Commercial Sale For Sale
4616 Highway 1, Weymouth Ns B0w 3t0
GuestParking(s)
6,630
Engel & Volkers (Yarmouth)
W
C$475000
Residential For Sale
2351 Highway 331, West Lahave Ns B0r 1g0
3Bedroom(s)
3Bathroom(s)
AttachedParking(s)
49Picture(s)
2,300
Sutton Group Professional Realty
C$574000
Residential For Sale
2351 Highway 331, West Lahave Ns B0r 1g0
3Bedroom(s)
3Bathroom(s)
AttachedParking(s)
2,300
Sutton Group Professional Realty
O
C$574000
Residential For Sale
2351 Highway 331, West Lahave Ns B0r 1g0
Sutton Group Professional Realty
3Bedroom(s)
3Bathroom(s)
C$574000
Land For Sale
Lot 20 Golden Shore Lane, West Bay Marshes Ns B0e 3k0
NoneParking(s)
12Picture(s)
3.37Acre
Cape Breton Realty
C$99000
Land For Sale
Lot 20 Golden Shore Lane, West Bay Marshes Ns B0e 3k0
NoneParking(s)
3.37Acre
Cape Breton Realty
B
C$99000
Land For Sale
Lower Lahave Road, Upper Kingsburg Ns B0j 2x0
NoneParking(s)
19Picture(s)
3.98Acre
MacKay Real Estate Ltd.
C$88800
Land For Sale
Lower Lahave Road, Upper Kingsburg Ns B0j 2x0
NoneParking(s)
3.98Acre
MacKay Real Estate Ltd.
E
C$88800
Land For Sale
62 Acres West Side Road, West Side Country Harbour Ns B0h 1j0
NoneParking(s)
30Picture(s)
62.42Acre
EXP Realty of Canada Inc.
C$220000
Land For Sale
62 Acres West Side Road, West Side Country Harbour Ns B0h 1j0
NoneParking(s)
62.42Acre
EXP Realty of Canada Inc.
+
C$220000
Land For Sale
62 Acres West Side Road, West Side Country Harbour Ns B0h 1j0
EXP Realty of Canada Inc.
C$220000
Land For Sale
4.8 Acres Salmon River Lake Road, Ogden Ns B0h 1j0
NoneParking(s)
14Picture(s)
4.80Acre
EXP Realty of Canada Inc.
C$34500
Land For Sale
4.8 Acres Salmon River Lake Road, Ogden Ns B0h 1j0
NoneParking(s)
4.80Acre
EXP Realty of Canada Inc.
O
C$34500
Land For Sale
Baillie Lake Road, Virginia Ns B0s 1a0
GravelParking(s)
15Picture(s)
372.86Acre
RE/MAX Banner Real Estate
C$399000
Land For Sale
Baillie Lake Road, Virginia Ns B0s 1a0
GravelParking(s)
372.86Acre
RE/MAX Banner Real Estate
R
C$399000
Residential For Sale
634 Riverside Road, New Edinburgh Ns B0w 3t0
5Bedroom(s)
2Bathroom(s)
GravelParking(s)
50Picture(s)
1,617
Exit Realty Town & Country
C$349000
Residential For Sale
634 Riverside Road, New Edinburgh Ns B0w 3t0
5Bedroom(s)
2Bathroom(s)
GravelParking(s)
1,617
Exit Realty Town & Country
S
C$349000
Residential For Sale
634 Riverside Road, New Edinburgh Ns B0w 3t0
Exit Realty Town & Country
5Bedroom(s)
2Bathroom(s)
C$349000
Land For Sale
Carding Mill Road, Grand Étang Ns B0e 1l0
DirtParking(s)
9Picture(s)
28Acre
Cape Breton Realty (Port Hawkesbury)
C$75000
Land For Sale
Carding Mill Road, Grand Étang Ns B0e 1l0
DirtParking(s)
28Acre
Cape Breton Realty (Port Hawkesbury)
D
C$75000
Land For Sale
Carding Mill Road, Grand Étang Ns B0e 1l0
Cape Breton Realty (Port Hawkesbury)
C$75000
Land For Sale
Cove Road Lot 2, Economy Ns B0m 1b0
GravelParking(s)
6Picture(s)
5.20Acre
Coldwell Banker Performance Realty
C$55000
Land For Sale
Cove Road Lot 2, Economy Ns B0m 1b0
GravelParking(s)
5.20Acre
Coldwell Banker Performance Realty
5
C$55000
Residential For Sale
10214 Grenville Street, St. Peter's Ns B0e 3b0
3Bedroom(s)
2Bathroom(s)
GravelParking(s)
33Picture(s)
1,152
Harvey Realties Limited (St.Peters)
C$189000
Residential For Sale
10214 Grenville Street, St. Peter's Ns B0e 3b0
3Bedroom(s)
2Bathroom(s)
GravelParking(s)
1,152
Harvey Realties Limited (St.Peters)
I
C$189000
Residential For Sale
10214 Grenville Street, St. Peter's Ns B0e 3b0
Harvey Realties Limited (St.Peters)
3Bedroom(s)
2Bathroom(s)
C$189000
Residential Income For Sale
29-31 Main Street, Yarmouth Ns B5a 1a1
7Bedroom(s)
GravelParking(s)
16Picture(s)
0.12Acre
The Real Estate Store
C$184900
Residential Income For Sale
29-31 Main Street, Yarmouth Ns B5a 1a1
7Bedroom(s)
GravelParking(s)
0.12Acre
The Real Estate Store
H
C$184900
Residential Income For Sale
29-31 Main Street, Yarmouth Ns B5a 1a1
The Real Estate Store
7Bedroom(s)
C$184900
Land For Sale
Highway 101, Barton Ns B0w 1h0
GravelParking(s)
21Picture(s)
3.11Acre
EXIT Realty Inter Lake
C$159900
C$159900
Land For Sale
No 104 Highway, West Wentworth Ns B0m 1z0
SingleParking(s)
5Picture(s)
0.68Acre
Keller Williams Select Realty (Truro)
C$28500
Land For Sale
No 104 Highway, West Wentworth Ns B0m 1z0
SingleParking(s)
0.68Acre
Keller Williams Select Realty (Truro)
W
C$28500
Land For Sale
No 104 Highway, West Wentworth Ns B0m 1z0
Keller Williams Select Realty (Truro)
C$28500
Land For Sale
Creighton Street Lot 8, Lunenburg Ns B0j 2c0
NoneParking(s)
21Picture(s)
0.06Acre
RE/MAX Banner Real Estate (Bridgewater)
C$79900
Land For Sale
Creighton Street Lot 8, Lunenburg Ns B0j 2c0
NoneParking(s)
0.06Acre
RE/MAX Banner Real Estate (Bridgewater)
S
C$79900
Land For Sale
Creighton Street Lot 8, Lunenburg Ns B0j 2c0
RE/MAX Banner Real Estate (Bridgewater)
C$79900
Residential For Sale
3745 Port La Tour Road, Baccaro Ns B0w 1e0
1Bedroom(s)
1Bathroom(s)
GravelParking(s)
40Picture(s)
611
RE/MAX Banner Real Estate
C$229000
Residential For Sale
3745 Port La Tour Road, Baccaro Ns B0w 1e0
1Bedroom(s)
1Bathroom(s)
GravelParking(s)
611
RE/MAX Banner Real Estate
S
C$229000
Residential For Sale
3745 Port La Tour Road, Baccaro Ns B0w 1e0
RE/MAX Banner Real Estate
1Bedroom(s)
1Bathroom(s)
C$229000
Land For Sale
0 No Lyles Lane, Upper Leitches Creek Ns B2a 4z2
NoneParking(s)
2Picture(s)
11Acre
RE/MAX Park Place Inc.
C$25000
Land For Sale
0 No Lyles Lane, Upper Leitches Creek Ns B2a 4z2
NoneParking(s)
11Acre
RE/MAX Park Place Inc.
D
C$25000
Land For Sale
8 Marian Street, Glace Bay Ns B1a 3k9
NoneParking(s)
3Picture(s)
0.65Acre
RE/MAX Park Place Inc.
C$30000
Land For Sale
8 Marian Street, Glace Bay Ns B1a 3k9
NoneParking(s)
0.65Acre
RE/MAX Park Place Inc.
W
C$30000
Land For Sale
Highway 308, Morris Island Ns B0w 3m0
NoneParking(s)
8Picture(s)
3.70Acre
The Real Estate Store
C$49999
C$49999
Land For Sale
333 Highway, Indian Harbour Ns B3z 4a5
NoneParking(s)
12Picture(s)
0.52Acre
Sotheby's International Realty Canada
C$49900
Land For Sale
333 Highway, Indian Harbour Ns B3z 4a5
NoneParking(s)
0.52Acre
Sotheby's International Realty Canada
E
C$49900
Top 10 Myths that Trip Up First-Time Home Buyers
If you’re thinking about buying a home, you’ve probably received your share of advice from family and friends. Add to that the constant stream of TV shows, news segments, and social media posts that over-simplify the home buying process for easy entertainment.
With so much information to sift through, it can be tough to distinguish fact from fiction. That’s why we’re revealing the truth behind some of the most common home buyer myths and misconceptions.
Buying a home is a big decision, but it doesn’t have to be a scary one. If you arm yourself with knowledge and a qualified team of support professionals, you’ll be well equipped to make the right choices for your family and financial future.
Myth #1: You need a 20% down payment.
Plenty of buyers are purchasing homes with down payments that are much less than 20% of the total cost of the property. Today, you can buy a home with as little as 3-5% down.
There are multiple programs out there that allow you to have a lower down payment, and a lender or mortgage broker can talk you through which option is the best for you. Since you’re putting less money down, you’re a riskier borrower to your lender than people who put down a full 20%. Because of this, you will most likely need to pay mortgage insurance as part of your monthly payment.
Myth #2: Real estate agents are expensive.
Your agent is with you every step of the way throughout your home buying journey, and he or she spends countless hours working on your behalf. It sounds like having an agent is expensive, right? Well, not for you. Buyers usually don’t pay a real estate agent’s commission. Your agent’s fee is paid for at closing by the seller of the home you’re buying.1 The seller knows to factor this cost into the property’s total purchase price.
Myth #3: Don’t call a real estate agent until you’re ready to buy.
The earlier you bring in an agent to help with the purchasing process, the better. Even if you’re in the very early stages of casually browsing Zillow, a real estate professional can be a huge help.
They can create a search for you in the Multiple Listing Service (MLS), so you get notifications for every house that meets your criteria as soon as it hits the market. The MLS is typically more up-to-date than popular home search sites like Zillow and Trulia. Setting up a search a few months before you’re considering buying gives you a good idea of what’s out there in your town that’s in your budget. Reviewing the MLS and speaking with an agent as soon as possible can help you set realistic expectations for when you actually start the house hunting process.
Myth #4: Fixer-uppers are more budget friendly.
We’ve all watched the shows on HGTV that encourage people to go after fixer-uppers because they’re more affordable and allow buyers to eventually renovate the home to include everything on their wishlist. But, this isn’t always the case.
Sometimes, homes that need a lot of work also require a lot of money. Big renovations, like add-ons, a total kitchen remodel, or installing a pool, take a lot longer than it looks on TV. If you’re really interested in a fixer-upper, ask your agent to show you a mix of newer homes and older homes. If you fall in love with an older home that needs a lot of work, get some quotes from contractors before you buy so you know the real cost of the renovations and see if you can work them into your budget.
Myth #5: Your only upfront cost is your down payment.
Your down payment is big, but it isn’t the only money you’ll spend during the home buying process. At closing, you’ll pay your down payment, but you’ll also bring closing costs to the table. Closing costs are typically anywhere from 2-4% of the total purchase price of the home.2 This amount includes the cost for items like homeowners insurance, title fees, and more.
You’ll also need to pay for an inspection before closing, which usually costs a few hundred dollars. This price will be higher or lower based on the size of your new property. Your lender will also require an appraisal. An appraiser will come in and inspect the home to determine how much it’s worth. Depending on your lender, you may have to pay this when the appraisal is conducted or it might be rolled into your closing costs.
Myth #6: You need a high credit score to buy a house.
You don’t need perfect credit to buy the perfect home. There are loans out there that buyers with lower credit scores can qualify for. These are good options for people who have had credit issues in the past, but some of them come with additional fees you will need to pay. Speak to a few local lenders or mortgage brokers to talk through which options might be best for you.
Myth #7: You can’t qualify for a mortgage if you’re still paying off student loans.
While some buyers may feel more comfortable paying off their existing debts before taking the leap into homeownership, it’s not a requirement. When you’re applying for a mortgage, the lender takes a close look at your debt-to-income ratio.3 If you want to calculate this on your own, add up all of your monthly debt payments and divide those by your monthly income. When you’re lender does this, they’re trying to make sure that you will be able to afford your monthly mortgage payments along with your other existing payments. If your income is high enough to allow you to make all of these payments each month, having a student loan will most likely not stop you from getting a mortgage.
Myth #8: You should base your budget on what your lender approves.
How much house you qualify for and how much you can afford are two totally different numbers. When you prequalify for a mortgage, your lender will look at your income, debt, assets, credit score, and financial history to determine how much money you might qualify for.4 For some people, this number might be much higher than you thought because lenders tend to approve for the highest amount they think you can afford. But that doesn’t mean that’s how much you should borrow.
Instead, figure out how much house you can actually afford. An online mortgage calculator can be a good first step in determining this number. We recommend thinking about what you want your monthly payment to be as a starting point. And remember to include your principal, interest, taxes, and, insurance. You should also think about ownership expenses that aren’t part of your monthly payment, like HOA dues and maintenance.
Myth #9: It’s all about location.
You’ve heard the phrase. Location, location, location is basically the real estate industry’s motto, but we’ll let you in on a little known secret: It’s not always true. Yes, location is great to consider when it comes to school districts and commute times, but you also need to think about how the home will function for you and/or your family’s lifestyle. If a family of five is choosing between a one bedroom condo in the bustling city center and a 4-bedroom home out in the suburbs, the latter is probably the best, most functional choice for them. Also, by buying in a less sought after neighborhood, your property taxes will most likely be much lower!
Obviously, you might still want to choose an area with great resale potential, and this is something that your agent can speak to you about. They’re an expert in your city and are constantly monitoring buying and selling trends.
Myth #10: If you look hard enough, you’ll find a home that checks every box on your wishlist.
You’ve seen that famous house hunting show. And while we have our suspicions about how real it is, the one thing they get right is that almost every buyer needs to compromise on something. Yes, the perfect house that meets every item on your wishlist is probably out there, but it’s also probably double or triple your budget.
A long wishlist can be a great starting point for figuring out what you want and don’t want, but we recommend narrowing that wishlist down to the top five things that are important to you in order of priority. We also recommend noting on your wishlist what your absolute deal breakers are, like “must have a yard for our dog,” and noting what you can live without, like “heated bathroom floors.”
This is a great list to discuss when you first start talking to an agent. A good real estate agent will be able to look at your list and find properties that might work for you. By coming to that first meeting with realistic expectations and knowledge about home buying rather than a bunch of myths heard here and there, you’ll be able to start the process off on the right foot and be in your new house in no time.
WE’RE HERE TO HELP
Whether you’re a first-time buyer or a seasoned homeowner, there’s no reason to go through the home buying process without an advocate on your side. We’re here to answer your questions and do the hard work for you, so you can spend your time dreaming about your new home. Call us today to schedule a free, no-obligation consultation.
Wallace Lake Lots for Sale | Conquerall Mills
Wallace Lake Lots
Conquerall Mills & Lunenburg County
Lake
Very quiet, usually only paddle boats and canoes. Very private
Fish: Bass, trout and gaspereau.
Lake Depth can reach 35-40 feet; average is 15 ft.
Lot Details
Each lot has 160-200 ft of lake frontage and 450-600 ft deep.
One or two plateaus allow for building on higher ground.
Large lot located on protected Northwest Cove on Wallace Lake in Conquerall Mills, with convenient access to Hwy 103, Bridgewater and Lunenburg. Very private. Lake is Fed by 2 brooks. Very quiet lake; usually only paddle boats and canoes. Fish: bass, trout and gaspereau. Lake Depth can reach 35-40 feet; average is 15 ft. Private access road. 55 minutes from Halifax, 5 mins to Bridgewater, on the South Shore. Septic approved, surveyed, power poles are in and ready for your recreational or year round home to be built. Ideal lake for swimming, kayaking, paddle board and canoes in summer. Great for winter skating!
LOT DIRECTIONS:
Private access road with power lines. 55 minutes from Halifax, 5mi past Bridgewater, on the South Shore.Very private.
Driving Directions:
Take 103 past Bridgewater to end of the controlled access highway.
Turn left to Conquerall Mills at flashing light.
Drive 2.2 km. Turn right on Fitch Road.
Drive 1.6 km to end of Fitch Road to Lake Road – T-intersection
Turn right on Lake Road.
Take 1st road on right – Wallace Lake Acres road.
Proceed down Wallace Lake Acres Rd. about 2KM and turn right on Beechwood Dr.
Turn Right on Lakeview Drive.
Lots start on the left side of the road at the top of the hill.
The lake is on the Left 450-600 feet through the woods.
Property Facts
Lot Depth is approximately 600 Ft
Waterfrontage approximately 150 FT wide
Driveway can be built for approximately $4,000
Power Lines on site, Set up required
No restrictions on motor boats on lake
Lake is fed by two brooks
Lake depth can reach 35-40ft, average is 15ft
New Private Access Road
55 Minutes from Halifax, 5 Miles pas Bridgewater, on the South Shore
Road Maintenance
Road maintenance includes filling of pot holes (volunteers), several loads of road gravel per year spread mostly where needed. Primarily the Wallace Lake Acres road is maintained from the red gate back to the first intersection (Woodland Ave). Lakeview Drive now has a full time house at the end and will be maintained as needed.
The road is usually graded every 2 to 4 years as needed. Totally depends on its condition. Brush cutting along the roads is done by lot owner volunteers…usually in September each year.
Snow removal from driveways is the responsibility of the cottage owner.
We currently have 5 full time residents at site and luckily two have snow plow trucks and volunteer their efforts to clear to the red gate at the government road.
The full time residents who don’t have a snow plow usually hire John Fancy (out on the Fitch Lake Rd) to do the snow removal for the driveways.
Road maintenance back to Wallace Lake is handled by the Wallace Lake owners association.
Here are some details:
President, Peter Berrigan, 902-543-5695
Vacant Lot owners are charged about $30 yearly (tent or moveable camper), Dwelling and cottage owners $150 yearly.
Driveways are not constructed to allow owners to design their own driveway access. Cost for a switch-back driveway is about $4,000.00 per lot. Contact us for the names of a contractor who can give you a good price on this at cowansmithteam@supercityrealty.com
Sewage System
Perk Tests have been performed on all lots.If a land owner goes with our suggestion to the location of the septic, its not necessary to re-dig a soil test pit.As long as we keep within 20 to 30 feet of the old test pit.
If a land owner wants an entirely different layout….and the proposed system would be much more than that distance away from the soil test pit, then yes, technically we have to do another at the time we obtain a septic permit just to confirm soils have not changed in that distance.
Proposed septics are Sloping Sand Filters.These will handle from 1 to 10 bedrooms.That should be sufficient.
It’s not necessary for a new owner to build as we have indicated around the test pit….also, we do not know if someone wants to build a 1 bedroom home or 10 bedroom home with 3 bedroom guest house and loft apartment above a garage.Also, people may wish to build in a different location…so that can change things. Our plan simple confirms that a septic system and well can fit on a lot.
Prices can be affected by gravity feed system vs pump system.A pump system alone can add $4000 to the cost.
We see typical costs in this area for a standard gravity feed system around $14k.
Click Below for more info from Environment Nova Scotia:
Schedule A Viewing
Visit Us
- 128 Chain Lake Drive, Halifax
- Cowansmithteam@supercityrealty.com
- 902 452 1639
