Stop Paying Rent

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How to Stop Paying Rent and Own Your Own Home

Don’t pay another cent in rent to your landlord!

It’s a dream we all have – to own our own home and stop paying rent. But if you’re like most renters, you feel trapped within the walls of a house or apartment that doesn’t feel like yours. How could it when you’re not even permitted to bang in a nail or two without a hassle? You feel like you’re stuck in the renter’s rut with no way of rising up out of it and owning your own home

Well, don’t feel trapped anymore! It doesn’t matter how long you’ve been renting, or how insurmountable your financial situation may seem. The truth is, there are some little known facts that can help you get over the hump, and transfer your status from renter to homeowner. With this information, you will begin to see how you really can:

– save for a down payment

– stop lining your landlord’s pockets, and
– stop wasting thousands of dollars on rent.

6 Little Known Facts That Can Help You Buy Your First Home

The problem that most renters face isn’t your ability to meet a monthly payment. Goodness knows you must meet this monthly obligation every 30 days already. The problem is accumulating enough capital to make a down payment on something more permanent.

But saving for this lump sum doesn’t have to be as difficult as you might think. Consider the following 6 important points:

You can buy a home with much less down than you think.

There are some local or federal government programs (such as 1st time buyer programs) to help people get into the housing market. You can qualify as a first time buyer even if your spouse has owned a home before as long as your name was not registered. Ensure your real estate agent is informed and knowledgeable in this important area and can offer programs to help you with your options.

You may be able to get your lender to help you with your down payment and closing costs.

Even if you do not have enough cash for a down-payment, if you are debt-free, and own an asset free and clear (such as a car, for example), your lending institution may be able to lend you the down-payment for your home by securing it against this asset.

You may be able to find a seller to help you buy and finance your home.

Some sellers may be willing to hold a second mortgage for you as a “seller take-back.” In this case, the seller becomes your lending institution. Instead of paying this seller a lump-sum full amount for his or her home, you would pay monthly mortgage installments.

You may be able to create a cash down payment without actually going into debt.

By borrowing money for certain investments to a specified level, you may be able to generate a significant tax refund for yourself that you can use as a down-payment. While the money borrowed for these investments is technically a loan, the monthly amount paid can be small, and the money invested in both home and investment will be yours in the end.

You can buy a home even if you have problems with your credit rating.

If you can come up with more than the minimum down-payment, or can secure the loan with other equity, many lending institutions will consider you for a mortgage. Alternatively, a seller take-back mortgage could also help you in this situation.

You can, and should, get preapproved for a home loan before you go looking for a home.

Preapproval is easy, and can give you complete peace-of-mind when shopping for your home. Mortgage experts can obtain written preapproval for you at no cost and no obligation, and it can all be done quite easily over-the-phone. More than just a verbal approval from your lending institution, a written preapproval is as good as money in the bank. It entails a completed credit application, and a certificate which guarantees you a mortgage to the specified level when you find the home you’re looking for.

Consider dealing only with a professional who specializes in mortgages. Enlisting their services can make the difference between obtaining a mortgage, and being stuck in the renter’s rut forever. Typically there is no cost or obligation to enquire.

To sum up, there are many important issues you should be aware of that affect you as a renter. Why on earth would you continue to lose thousands by throwing it away on rent when with your agent you could take a few minutes to discuss your specific needs so that you can stop renting and start owning?

This conversation costs you nothing. And, of course, you shouldn’t have to feel obligated to buy a home at the time you review this. But by taking the time to explore your options, and learn about the ways you can afford to buy a home, think how prepared and relaxed you’ll be when you are ready to make this important step.

March 25, 2020 Leave a comment

9 Buyer Traps & How to Avoid Them

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9 Buyer Traps & How to Avoid Them

No matter which way you look at it, buying a home is a major investment. But for many home buyers, it can be an even more expensive process than it needs to be because many fall prey to at least a few of the many common and costly mistakes which trap them into either:

* paying too much for the home they want, or
* losing their dream home to another buyer or,
* (worse) buying the wrong home for their needs.

A systemized approach to the home buying process can help you steer clear of these common traps, allowing you to not only cut costs, but also secure the home that’s best for you.

This important article discusses the 9 most common and costly of these homebuyer traps, how to identify them, and what you can do to avoid them.

The 9 Buyer Traps

Bidding Blind

What price should you offer when you bid on a home? Is the seller’s asking price too high, or does it represent a great deal? If you fail to research the market in order to understand what comparable homes are selling for, making your offer would be like bdding blind. Without this knowledge of market value, you could easily bid too much, or fail to make a competitive offer at all on an excellent value.

Buying the Wrong Home.

What are you looking for in a home? A simple enough question, but the answer can be quite complex. More than one buyer has been swept up in the emotion and excitement of the buying process only to find themselves the owner of a home that is either too big or too small. Maybe they’re stuck with a longer than desired commute to work, or a dozen more fix-ups than they really want to deal with now that the excitement has died down. Take the time upfront to clearly define your wants and needs. Put it in writing and then use it as a yard stick with which to measure every home you look at.

Unclear Title.

Make sure very early on in the negotiation that you will own your new home free and clear by having a title search completed. The last thing you want to discover when you’re in the back stretch of a transaction is that there are encumbrances on the property such as tax liens, undisclosed owners, easements, leases or the like.

Inaccurate Survey.

As part of your offer to purchase, make sure you request an updated property survey which clearly marks your boundaries. If the survey is not current, you may find that there are structural changes that are not shown (e.g. additions to the house, a new swimming pool, a neighbor’s new fence which is extending a boundary line, etc.). Be very clear on these issues.

Undisclosed Fix-ups.

Don’t expect every seller to own up to every physical detail that will need to be attended to. Both you and the seller are out to maximize your investment. Ensure that you conduct a thorough inspection of the home early in the process. Consider hiring an independent inspector to objectively view the home inside and out, and make the final contract contingent upon this inspector’s report. This inspector should be able to give you a report of any item that needs to be fixed with associated, approximate cost.

Not Getting Mortgage Preapproval.

Preapproval is fast, easy and free. When you have a preapproved mortgage, you can shop for your home with a greater sense of freedom and security, knowing that the money will be there when you find the home of your dreams.

Contract Misses.

If a seller fails to comply to the letter of the contract by neglecting to attend to some repair issues, or changing the spirit of the agreement in some way, this could delay the final closing and settlement. Agree ahead of time on a dollar amount for an escrow fund to cover items that the seller fails to follow through on. Prepare a list of agreed issues, walk through them, and check them off one by one.

Hidden Costs.

Make sure you identify and uncover all costs – large and small – far enough ahead of time. When a transaction closes, you will sometimes find fees for this or that sneaking through after the “sub”-total – fees such as loan disbursement charges, underwriting fees etc. Understand these in advance by having your lender project total charges for you in writing.

Rushing the Closing.

Take your time during this critical part of the process, and insist on seeing all paperwork the day before you sign. Make sure this documentation perfectly reflects your understanding of the transaction, and that nothing has been added or subtracted. Is the interest rate right? Is everything covered? If you rush this process on the day of closing, you may run into a last minute snag that you can’t fix without compromising the terms of the deal, the financing, or even the sale itself.

One More Tip…

Find out if your agent offers a Buyer Profile System or “House-hunting Service,” which takes the guesswork out of finding just the right home that matches your needs. This type of program will crossmatch your criteria with ALL available homes on the market and supply you with printed information on an on-going basis. A program like this can help you to affordably move into
the home of your dreams.

March 25, 2020 Leave a comment

Residential Properties

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Residential For Sale

4 York Redoubt Crescent, Fergusons Cove, NS B3V 1L7

More Details

4Bedroom(s)

5Bathroom(s)

DoubleParking(s)

46Picture(s)

3,036Sqft

Listing courtesy of Royal LePage Anchor Realty

C$2150000

Residential For Sale

4 York Redoubt Crescent, Fergusons Cove, NS B3V 1L7

4Bedroom(s)

5Bathroom(s)

DoubleParking(s)

3,036Sqft

Listing courtesy of Royal LePage Anchor Realty

Perched above Halifax Harbour in the heart of Fergusons Cove, 4 York Redoubt Crescent is a one-of-a-kind coastal retreat where timeless heritage meets inspired modern design. Originally built in 1846 as the Stella Maris Chapel, this designated heritage property has been reimagined into a breathtaking home, offering panoramic views of McNabs Island, the open ocean, and the city skyline.

C$2150000

Residential For Sale

4 York Redoubt Crescent, Fergusons Cove, NS B3V 1L7

Listing courtesy of Royal LePage Anchor Realty

4Bedroom(s)

5Bathroom(s)

C$2150000

Residential For Sale

51 Braemore Avenue, Antigonish, NS B2G 1K6

More Details

4Bedroom(s)

2Bathroom(s)

No GarageParking(s)

49Picture(s)

1,536Sqft

Listing courtesy of Red Door Realty

C$399900

Residential For Sale

51 Braemore Avenue, Antigonish, NS B2G 1K6

4Bedroom(s)

2Bathroom(s)

No GarageParking(s)

1,536Sqft

Listing courtesy of Red Door Realty

Charming 4-Bedroom Home in Prime Antigonish Location – Ideal for Families or Investors. Welcome to 51 Braemore Avenue, an exceptionally-maintained 1.5-storey home offering a rare blend of comfort, convenience, and value in one of Antigonish’s most desirable neighborhoods. Just a short walk to St. Francis Xavier University, schools ( Antigonish Education Centre, St.

C$399900

Residential For Sale

51 Braemore Avenue, Antigonish, NS B2G 1K6

Listing courtesy of Red Door Realty

4Bedroom(s)

2Bathroom(s)

C$399900

Residential For Sale

256 Dodge Road, Wilmot, NS B0P 1W0

More Details

3Bedroom(s)

1Bathroom(s)

DetachedParking(s)

25Picture(s)

1,752Sqft

Listing courtesy of Keller Williams Select Realty (Kentville)

C$349900

Residential For Sale

256 Dodge Road, Wilmot, NS B0P 1W0

3Bedroom(s)

1Bathroom(s)

DetachedParking(s)

1,752Sqft

Listing courtesy of Keller Williams Select Realty (Kentville)

Charming Home in Wilmot Nestled between Middleton and Greenwood, this delightful 3-bedroom, 1-bath home offers comfort and convenience in a peaceful setting. The spacious lawn provides plenty of room for outdoor fun, whether for kids, pets, or relaxing weekends.

C$349900

Residential For Sale

256 Dodge Road, Wilmot, NS B0P 1W0

Listing courtesy of Keller Williams Select Realty (Kentville)

3Bedroom(s)

1Bathroom(s)

C$349900

Residential For Sale

242 Dodge Road, Wilmot, NS B0P 1R0

More Details

3Bedroom(s)

2Bathroom(s)

SingleParking(s)

50Picture(s)

1,295Sqft

Listing courtesy of Keller Williams Select Realty (Kentville)

C$349900

Residential For Sale

242 Dodge Road, Wilmot, NS B0P 1R0

3Bedroom(s)

2Bathroom(s)

SingleParking(s)

1,295Sqft

Listing courtesy of Keller Williams Select Realty (Kentville)

Step into this beautifully updated 3-bedroom, 1.5-bath home, where modern renovations meet timeless charm. The main level welcomes you with a renovated (gutted to studs) porch entrance, leading into a fully renovated kitchen—stripped to the studs and thoughtfully rebuilt with new insulation, wiring, cupboards, counters, and flooring, complete with a stylish island.

C$349900

Residential For Sale

242 Dodge Road, Wilmot, NS B0P 1R0

Listing courtesy of Keller Williams Select Realty (Kentville)

3Bedroom(s)

2Bathroom(s)

C$349900

Residential For Sale

8500 Sherbrooke Road, Mcphersons Mills, NS B0K 1W0

More Details

2Bedroom(s)

2Bathroom(s)

AttachedParking(s)

28Picture(s)

1,174Sqft

Listing courtesy of Viewpoint Realty Services Inc. (Pictou)

C$399900

Residential For Sale

8500 Sherbrooke Road, Mcphersons Mills, NS B0K 1W0

2Bedroom(s)

2Bathroom(s)

AttachedParking(s)

1,174Sqft

Listing courtesy of Viewpoint Realty Services Inc. (Pictou)

Get your pen! Let's start checking boxes off your wish list. Welcome to 8500 Sherbrooke Rd...a two bedroom bungalow, with full partially finished basement. A full bathroom upstairs, half bath downstairs. There's an attached garage, and a portion of the backyard is fenced. Pride of ownership is obvious,..on this 1.

C$399900

Residential For Sale

8500 Sherbrooke Road, Mcphersons Mills, NS B0K 1W0

Listing courtesy of Viewpoint Realty Services Inc. (Pictou)

2Bedroom(s)

2Bathroom(s)

C$399900

Residential For Sale

523 Chebucto Street, Baddeck, NS B0E 1B0

More Details

4Bedroom(s)

2Bathroom(s)

DetachedParking(s)

49Picture(s)

2,300Sqft

Listing courtesy of RE/MAX Park Place Inc.

C$539000

Residential For Sale

523 Chebucto Street, Baddeck, NS B0E 1B0

4Bedroom(s)

2Bathroom(s)

DetachedParking(s)

2,300Sqft

Listing courtesy of RE/MAX Park Place Inc.

Step into the historic charm of this former Manse, nestled centrally yet privately on the Main Street of the quaint village of Baddeck. Originally constructed in 1902 for Knox Presbyterian, this stately residence boasts a solid build with intricate details. Situated on 0.

C$539000

Residential For Sale

523 Chebucto Street, Baddeck, NS B0E 1B0

Listing courtesy of RE/MAX Park Place Inc.

4Bedroom(s)

2Bathroom(s)

C$539000

Residential For Sale

1349 Georges River Road, Georges River, NS B1Y 3J7

More Details

2Bedroom(s)

1Bathroom(s)

26Picture(s)

920Sqft

Listing courtesy of RE/MAX Park Place Inc.

C$259900

Residential For Sale

1349 Georges River Road, Georges River, NS B1Y 3J7

2Bedroom(s)

1Bathroom(s)

920Sqft

Listing courtesy of RE/MAX Park Place Inc.

Welcome to peaceful country living in the beautiful Georges River! Nestled on 8 acres of land, this charming 1.5-storey home offers space, privacy, and comfort. The main level features a bright and open-concept kitchen, dining, and living area, perfect for entertaining or cozy nights in. You'll also find a welcoming porch, convenient laundry room, and plenty of natural light throughout.

C$259900

Residential For Sale

1349 Georges River Road, Georges River, NS B1Y 3J7

Listing courtesy of RE/MAX Park Place Inc.

2Bedroom(s)

1Bathroom(s)

C$259900

Residential For Sale

6139/6141 Linden Street, Halifax, NS B3H 2K7

More Details

6Bedroom(s)

1Bathroom(s)

PavedParking(s)

36Picture(s)

1,695Sqft

Listing courtesy of Royal LePage Atlantic

C$890000

Residential For Sale

6139/6141 Linden Street, Halifax, NS B3H 2K7

6Bedroom(s)

1Bathroom(s)

PavedParking(s)

1,695Sqft

Listing courtesy of Royal LePage Atlantic

Welcome to 6139-6141 Linden Street, a property bursting with potential and situated on a special street in south end Halifax. This 100 year old building has 2 separate side by side 3 bedroom units and a lovely backyard along with a paved driveway for 2 vehicles. The property has retained much of the original character in one unit with softwood floors, and a charming staircase.

C$890000

Residential For Sale

6139/6141 Linden Street, Halifax, NS B3H 2K7

Listing courtesy of Royal LePage Atlantic

6Bedroom(s)

1Bathroom(s)

C$890000

Residential For Sale

1435 Highway 329, Mill Cove, NS B0J 1T0

More Details

2Bedroom(s)

1Bathroom(s)

DetachedParking(s)

50Picture(s)

1,507Sqft

Listing courtesy of Royal LePage Atlantic

C$664900

Residential For Sale

1435 Highway 329, Mill Cove, NS B0J 1T0

2Bedroom(s)

1Bathroom(s)

DetachedParking(s)

1,507Sqft

Listing courtesy of Royal LePage Atlantic

Coastal Living in Coveted Mill Cove.This beautifully maintained two-bedroom, one-bath bungalow is perched on picture-perfect grounds overlooking St. Margaret's Bay....just five minutes to Hubbards and 35 minutes to Halifax.

C$664900

Residential For Sale

1435 Highway 329, Mill Cove, NS B0J 1T0

Listing courtesy of Royal LePage Atlantic

2Bedroom(s)

1Bathroom(s)

C$664900

Residential For Sale

30 Fowler Street, Wolfville, NS B0P 1X0

More Details

4Bedroom(s)

3Bathroom(s)

DoubleParking(s)

50Picture(s)

2,327Sqft

Listing courtesy of Exit Realty Town & Country

C$669900

Residential For Sale

30 Fowler Street, Wolfville, NS B0P 1X0

4Bedroom(s)

3Bathroom(s)

DoubleParking(s)

2,327Sqft

Listing courtesy of Exit Realty Town & Country

Newly refreshed throughout with 21 new windows, 2 heat pumps, new kitchen with 5 appliances, eat in island, quartz counters, undermount sink, Wood floor s thru the main Living/Dining/Kitchen and vinyl plank up. New Stair Rails, Treads & Risers, 3 updated Baths, 2 are ensuites. Accessible bath off the main floor bedroom with barrior free shower.

C$669900

Residential For Sale

30 Fowler Street, Wolfville, NS B0P 1X0

Listing courtesy of Exit Realty Town & Country

4Bedroom(s)

3Bathroom(s)

C$669900

Residential For Sale

439 Johnson Road, Georges River, NS B1Y 3B7

More Details

5Bedroom(s)

3Bathroom(s)

DetachedParking(s)

41Picture(s)

3,067Sqft

Listing courtesy of VALMAC REALTY LTD. - 16139

C$699900

Residential For Sale

439 Johnson Road, Georges River, NS B1Y 3B7

5Bedroom(s)

3Bathroom(s)

DetachedParking(s)

3,067Sqft

Listing courtesy of VALMAC REALTY LTD. - 16139

Built in the late 1800’s, this Grand Victorian home sitting on over 6 acres with a beautiful tree lined driveway and a large detached garage, has maintained much of its original character and charm. The foyer, with its magnificent staircase is truly something to behold. The hardwood floors, high ceilings and crown mouldings have been well preserved. The home features 5 bedrooms and 2.

C$699900

Residential For Sale

439 Johnson Road, Georges River, NS B1Y 3B7

Listing courtesy of VALMAC REALTY LTD. - 16139

5Bedroom(s)

3Bathroom(s)

C$699900

Residential For Sale

59 Oakland Drive, Lower Onslow, NS B6L 5J6

More Details

4Bedroom(s)

4Bathroom(s)

AttachedParking(s)

40Picture(s)

3,484Sqft

Listing courtesy of Keller Williams Select Realty (Truro)

C$749900

Residential For Sale

59 Oakland Drive, Lower Onslow, NS B6L 5J6

4Bedroom(s)

4Bathroom(s)

AttachedParking(s)

3,484Sqft

Listing courtesy of Keller Williams Select Realty (Truro)

This remarkable 6.3-acre property, located just a short drive from Truro, features a Cape Cod-style home with 4 - 5 bedrooms and 3.5 bathrooms, as well as a three-car garage and a lovely veranda overlooking the grounds. The open-concept design of the kitchen, dining area, and living room creates an ideal setting for entertaining and social gatherings.

C$749900

Residential For Sale

59 Oakland Drive, Lower Onslow, NS B6L 5J6

Listing courtesy of Keller Williams Select Realty (Truro)

4Bedroom(s)

4Bathroom(s)

C$749900

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March 16, 2020 Leave a comment

Hello world!

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Welcome to WordPress. This is your first post. Edit or delete it, then start writing!

December 18, 2019 Leave a comment

Tatamagouche

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TATAMAGOUCHE, NOVA SCOTIA

Full of character, Tatamagouche is a thriving seaside village that embraces quality of life along Nova Scotia’s Northumberland Shore. In addition to its proximity to several warm water beaches, Tatamagouche is a destination for those with great taste!

Why Tatamagouche?

Since last year, 10 new businesses have launched in Tatamagouche.

The village’s charm, friendly people, affordability, and the desire for change are all converging to contribute to its mini boom. Since last year, 10 new businesses have launched in Tatamagouche.

Read CBC News Story, July 13, 2017: Mini boom in Nova Scotia village attracts young entrepreneurs.

Culinary Experiences

Tour the vineyard and experience a wine tasting at Jost Vineyards in nearby Malagash
Enjoy a lobster dish in the rail car of the Train Station Inn
Try a specialty chowder at the Chowder House
Stroll down Main Street to pick up a micro-brew from the Tatamagouche Brewing Company
Cape Cliff Dining Room: Located at Fox Harbr’ Resort and Spa,The Great Room combines gourmet cuisine and professional, personalized service to create remarkable gastronomic experiences
Take a drive to The Pork Shop to grab something special for the barbeque
Visit Sugar Moon Farm and enjoy a legendary all-day maple breakfast and sugar camp tours in Earltown
Dig for quahogs and go oyster tonguing at Bay Enterprises in Malagash
Explore the Tatamagouche Farmers’ Market for fresh produce and handmade goods at the Creamery Square every Saturday

Tatamagouche Museums

The Creamery Square is a waterside attraction in the heart of the village that also features a performing arts centre and an award-winning heritage centre. The heritage centre is a particularly fascinating way to get to get to know this quirky little community with stories of two-headed calves, Giantess Anna Swan, and incredible fossil discoveries.
Balmoral Grist Mill: During demonstrations, see the mill in action, just as it would have been when Alexander McKay built it in 1874
Sutherland Steam Mill: Explore this 1894 saw mill and discover Nova Scotian ingenuity in a mill once powered by steam
Wallace and Area Museum: Visitors are invited to stroll through the museum (with over 1000 artifacts) and garden areas, where many of the original plants and trees can still be found. The museum also offers short walking trails, as well as a wilderness trail

Tatamagouche Accommodations

Train Station Inn: Carefully restored, the dining car offers the charm and nostalgia of years gone by. Homemade seafood chowder, fish cakes, steak and lobster make for a truly first-class dining experience.
The Cottages at Cambra Sands: Seven 4.5 star luxury cottages located on a private sandy warm water beach.
Fox Harb’r Golf Resort and Spa has been consistently ranked among the top Destination Resorts in Canada by leading travel consumer reports and industry peers. Fox Harb’r is one of only five 5-star resorts in Canada.
Balmoral Motel: Located alongside Waugh’s River and Trans Canada Trail and near warm saltwater beaches, golf and museums.

Tatamagouche Golf

Seaside golf is at its best along the Northumberland Shore.

Brule Point Golf: Oceanfront course, beautiful views and14 holes. 5 new dunes-style holes with traditional Scottish links mounding, fescues, bunkering, and generous bent-grass greens.

Fox Harb’r Golf Resort and Spa: visitors can enjoy our 18-hole championship course and our par-3 course, both designed by Golf Hall of Fame architect Graham Cooke. This par-72 (7253 yards) course is a magnificent blend of both Scottish links and traditional parkland golf situated along the spectacular rugged sea coast of the Northumberland Strait.

Northumberland Links: The 6313 (white tees), par 72 course, minutes from Pugwash, overlooking the Northumberland Strait, is one of Atlantic Canada’s most picturesque and challenging layouts.

Source Nova Scotia.com: http://www.novascotia.com/about-nova-scotia/regions/northumberland-shore/tatamagouche

July 23, 2017 Leave a comment

How to Stop Paying Rent and Own Your Own Home

Don’t pay another cent in rent to your landlord!

– save for a down payment

– stop lining your landlord’s pockets, and – stop wasting thousands of dollars on rent.

6 Little Known Facts That Can Help You Buy Your First Home

The problem that most renters face isn’t your ability to meet a monthly payment. Goodness knows you must meet this monthly obligation every 30 days already. The problem is accumulating enough capital to make a down payment on something more permanent.

But saving for this lump sum doesn’t have to be as difficult as you might think. Consider the following 6 important points:

You can buy a home with much less down than you think.

You may be able to get your lender to help you with your down payment and closing costs.

Even if you do not have enough cash for a down-payment, if you are debt-free, and own an asset free and clear (such as a car, for example), your lending institution may be able to lend you the down-payment for your home by securing it against this asset.

You may be able to find a seller to help you buy and finance your home.

Some sellers may be willing to hold a second mortgage for you as a “seller take-back.” In this case, the seller becomes your lending institution. Instead of paying this seller a lump-sum full amount for his or her home, you would pay monthly mortgage installments.

You may be able to create a cash down payment without actually going into debt.

You can buy a home even if you have problems with your credit rating.

If you can come up with more than the minimum down-payment, or can secure the loan with other equity, many lending institutions will consider you for a mortgage. Alternatively, a seller take-back mortgage could also help you in this situation.

You can, and should, get preapproved for a home loan before you go looking for a home.

Consider dealing only with a professional who specializes in mortgages. Enlisting their services can make the difference between obtaining a mortgage, and being stuck in the renter’s rut forever. Typically there is no cost or obligation to enquire.

9 Buyer Traps & How to Avoid Them

No matter which way you look at it, buying a home is a major investment. But for many home buyers, it can be an even more expensive process than it needs to be because many fall prey to at least a few of the many common and costly mistakes which trap them into either:

* paying too much for the home they want, or * losing their dream home to another buyer or, * (worse) buying the wrong home for their needs.

A systemized approach to the home buying process can help you steer clear of these common traps, allowing you to not only cut costs, but also secure the home that’s best for you.

This important article discusses the 9 most common and costly of these homebuyer traps, how to identify them, and what you can do to avoid them.

The 9 Buyer Traps

Bidding Blind

Buying the Wrong Home.

Unclear Title.

Inaccurate Survey.

Undisclosed Fix-ups.

Not Getting Mortgage Preapproval.

Preapproval is fast, easy and free. When you have a preapproved mortgage, you can shop for your home with a greater sense of freedom and security, knowing that the money will be there when you find the home of your dreams.

Contract Misses.

Hidden Costs.

Rushing the Closing.

One More Tip…

Residential For Sale

4 York Redoubt Crescent, Fergusons Cove, NS B3V 1L7

Residential For Sale

Residential For Sale

Residential For Sale

51 Braemore Avenue, Antigonish, NS B2G 1K6

Residential For Sale

Residential For Sale

Residential For Sale

256 Dodge Road, Wilmot, NS B0P 1W0

Residential For Sale

Residential For Sale

Residential For Sale

242 Dodge Road, Wilmot, NS B0P 1R0

Residential For Sale

Residential For Sale

Residential For Sale

8500 Sherbrooke Road, Mcphersons Mills, NS B0K 1W0

Residential For Sale

Residential For Sale

Residential For Sale

523 Chebucto Street, Baddeck, NS B0E 1B0

Residential For Sale

Residential For Sale

Residential For Sale

1349 Georges River Road, Georges River, NS B1Y 3J7

Residential For Sale

Residential For Sale

Residential For Sale

6139/6141 Linden Street, Halifax, NS B3H 2K7

Residential For Sale

Residential For Sale

Residential For Sale

1435 Highway 329, Mill Cove, NS B0J 1T0

Residential For Sale

Residential For Sale

Residential For Sale

30 Fowler Street, Wolfville, NS B0P 1X0

Residential For Sale

Residential For Sale

Residential For Sale

439 Johnson Road, Georges River, NS B1Y 3B7

Residential For Sale

Residential For Sale

Residential For Sale

59 Oakland Drive, Lower Onslow, NS B6L 5J6

– stop lining your landlord’s pockets, and
– stop wasting thousands of dollars on rent.

* paying too much for the home they want, or
* losing their dream home to another buyer or,
* (worse) buying the wrong home for their needs.